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Session Descriptions

Land In Transition: Developing Sound Practices

Wednesday, August 27, 2025

2:00 p.m. to 3:00 p.m.

Urban expansion and evolving borrower needs are reshaping the lending landscape, leading to an increase in non-agricultural and transitional property transactions. These opportunities, while promising, often present added risk and require deeper scrutiny regarding eligibility and regulatory compliance. Establishing a well-defined approval framework and sound lending practices is critical to navigating these uncharted territories with confidence. This session will explore the nuances of financing land in transition, providing insights on regulatory expectations, risk management strategies, and documentation best practices to ensure compliance and stability in lending decisions.

Learner Outcomes:

  1. Interpret regulatory guidance on properties classified as "land in transition" or "real estate dependent" and understand its implications for lending decisions.
  2. Explore best practices for evaluating, qualifying, and monitoring transitional properties to mitigate risk and maintain portfolio integrity.
  3. Identify key eligibility considerations and potential regulatory concerns, ensuring appropriate documentation is in place to support defensible lending decisions.