RISK 360 Conference
August 27-29, 2024 Omni Boston Hotel at the Seaport Boston, MA

Session Descriptions

Impact of Rising Rates on Credit

Tuesday, August 27, 2024

4:15 a.m. to 5:15 a.m.

The dramatic increase in interest rates continues to impact funding banks associations and our borrowers. From funding costs, sensitivity models, investment portfolios, spreads, collateral values, and debt service ratios, rates remain top of mind. In this session we will provide both funding bank and association perspective of the likelihood and impact of a ‘higher for longer’ rate cycle.

Learner Outcomes:

  1. Insight into the likely path for rates and Farm Credit funding costs.
  2. Opportunities and challenges to consider as rates moderate.
  3. Lessons from the rapid rise in funding costs and how to work through challenges when rates decline.
  4. Learn how an association’s risk appetite evolved through the rate cycle - how critical conversations with the board, risk, lending, and credit allowed it to prosper and increase market share.
 

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