Head of Credit Solutions
Farm Credit Mid-America
#4C-CREDIT: Evolution of Credit Management - Adjusting to the Credit Cycle
Jim Clark is Head of Credit Solutions at Farm Credit Mid-America, where he has spent more than 28 years in agricultural lending, including over a decade in credit leadership roles. Throughout his career, Jim has helped evolve resolution teams from a reactive collections focus to a proactive “correctors versus collectors” mindset, emphasizing early intervention, borrower success, and long-term portfolio strength.
In this session, Jim will share practical insights on building adaptable strategies that remain effective throughout the credit cycle. Drawing on decades of experience, he will discuss how organizations can prepare for changing credit conditions, identify emerging areas of stress, and strengthen communication with management teams, boards, and external stakeholders. Attendees will also learn how cross-functional collaboration can help meet evolving borrower needs and build a lasting culture that supports organizational resilience through all market conditions.
